Privacy Policy

Introduction

Debt Therapy Scotland respects each individual's right to personal privacy. We will collect and use information through our Web site only in the ways disclosed in this statement. This statement applies solely to information collected at Debt Therapy Scotland's Web site(s).

Part I. Information Collection

Debt Therapy Scotland only collects personal information through the contact form if you specifically decide to make online contact with Debt Therapy Scotland.

Debt Therapy Scotland does not actively market to children, and we never knowingly ask a person under 18 years of age to divulge personal information.

We collect general data that is not personally identifiable information from 'Referrer/Agent Headers' passed by your browser. We collect demographic data in order to measure the effectiveness of our marketing activities. This data is collected and collated by third-party web analytic and tracking software.

In the process of collecting demographic data we employ 'cookies'. A 'cookie' is information that a website stores on your computer so that it can remember something about you at a later time. Cookies are commonly used on the Internet and do not harm your system.

The cookies used on the Debt Therapy Scotland website(s) do not include any information that others could read and understand about you, such as your name or telephone numbers.

We currently use a combination of first party, third party, permanent and temporary cookies in the following ways:

To collate general management information which is used to plan enhancements to our services and tailor aspects of the site functionality for individual visitors. To evaluate the effectiveness of our advertising and promotions on third party websites, we use web analytic and tracking software as an agent for promotion delivery and measurement. Debt Therapy Scotland owns the anonymous data that is collected and it is not shared with any other third party. As a flag to help us recognise when we have already asked you to participate in any on-line market research and to prevent you from being asked to complete the same questionnaire everytime that you visit Debt Therapy Scotland website(s). If you do not want us to use cookies when you visit Debt Therapy Scotland website(s), you can configure your browser not to accept them or opt-out. Please refer to your browser's 'help' facility.

Part II. Information Usage

Personal information collected through making an online enquiry to Debt Therapy Scotland will be used for the purpose of making initial contact only. Users who make an online enquiry agree to allow Debt Therapy Scotland to make a phone call or email contact to progress their enquiry.

In certain cases your enquiry may be passed to a partner company for processing where Debt Therapy Scotland assess that the partner will be able to provide better advice directly given your individual circumstances.

We offer links to other Web sites. Please note: When you click on links to other Web sites, we encourage you to read their privacy policies. Their standards may differ from ours.

If our policy on information collection or uses changes, we will notify by posting the revised Privacy Policy here.

Part III. Access to Information

Users have a right to view all information held about them and/or request that it be destroyed. This right is granted under the Data Protection Act 1998. Such requests should be made in writing at the registered company address.

Part IV. Problem Resolution

If problems arise, users may contact Debt Therapy Scotland by telephone, fax, post or email. We are committed to resolving disputes within 7 working days.

Part V. Data Storage and Security

Debt Therapy Scotland protects user information by employing secure servers, firewalls, SSL encryption (where appropriate) and other technology and procedures used to protect consumer privacy.